After two months latter again I am going to start a new series about “Guide to Build Credit History” for beginner like students, unemployed and who have not outstanding income. And this will be the first part of this series. I have written several posts about “credit“, but first time I am writing about credit building where this is one of the major topic in this blog! What a bad blogger i am! By the way, Well Come to the Credit World.

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Now-a-days Australian consumers are more likely applying credit card online. Although credit card debt in Australia has become highest than past (42 billion AUD). So its clearly indicating that consumers are either not careful to payoff their monthly balances or they are not using right (best) credit card and falling down into debt! Right?

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Last week i have said, why you should check your credit report regularly? Now, in this post i will say how you can get your absolute free copy of credit report and the numeric mask of your credit worthiness “Credit Score“.

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Looking for a low interest rate credit card? Then you are on right place. And i think you decided a good decision by choosing this to negotiate your credit cards debt and also you may want to carry balance occasionally. Actually you are reading the extract of my Low Interest Credit Card series which covering total four posts. You may call it a guide of choosing low rate credit card. Read more…

Our consumer life becoming more harder then we can imagine. Who do not want a hassle free life. Unfortunately we can not totally skip these! Identity theft is one of these threat for those who are not careful. Yes, i believe, if you are careful and careful to check your credit report regularly, at least once a month you can reduce possibility of identity theft. Read more…